Terms of Use

the//flux website (the Site) is owned by nib health funds limited ABN 83 000 124 381 (nib). These Terms of Use (Terms) govern your use of the Site. Your use of this website is taken as acceptance of these Terms.

Accuracy, currency and completeness

nib does not warrant the accuracy, currency or completeness of any information or material ("Content") available on the Site. Content presented on the Site is for general information only, and should not be relied on for any particular purpose.

nib also does not warrant the accuracy, currency or completeness of any information or material available on or through sites which may be accessed through the Site.

nib will not be responsible for any loss or damage which you incur as a result of acting in reliance on any information or material available on, or accessed through, the Site.

Linked websites and third party goods and services

The Site may contain links to, or frame, other websites. Those links are provided for your convenience only, and may not remain current or be maintained. Website links on the Site must not be construed as an endorsement, approval or recommendation by nib of the linked website or its content. nib is not responsible for the content or privacy practices associated with linked websites.

The Site may also contain references to third parties and their related goods and services. Those references are not to be construed as an endorsement, approval or recommendation by nib of the third party or its goods or services. nib is not responsible for the supply of any such good or services by a third party referenced on the Site.

Intellectual property rights

Intellectual property rights in the Site (including copyright in all text, graphics, logos, icons, sound recordings and software) are owned by, or licensed to, nib.

You may use these web sites only for your personal and non-commercial purposes. Other than for that limited purpose, you must not copy, adapt, reproduce, modify, store, publish, frame, upload, download, post, transmit, distribute or commercialise any information provided on the Site without nib's prior written permission. This includes trade marks and logos.

Disclaimers and general conditions

You must not:

  • tamper with, hinder the operation of or make unauthorised modifications to the Site;
  • knowingly transmit any virus or other disabling feature to the Site; or
  • attempt any of the above acts or permit another person to do any of the above acts.

To the extent permitted by law, nib excludes any condition or warranty (whether express, implied or statutory) relating in any way to the Site. nib's liability for breach of any warranty implied into these Terms by statute which cannot be excluded is limited to the supply of those services again or, at nib's option, the payment of the costs of having an equivalent service supplied again.

nib is not liable to you or any other party and you release nib from any liability for any loss or damage however caused (including through negligence) which you or any other party may directly or indirectly suffer in connection with your access to or use of the Site.

nib reserves the right to amend these Terms at any time and without notice to you. Your continued access to and use of the Site will be deemed as your acceptance of the version of these Terms current at the time you log onto the Site.

These Terms are governed by the laws of New South Wales, Australia.